The documentation required to finalize a home loan can be very complex. That’s why lenders bring Notary Signing Agents (NSA) into the process. NSAs are specialized notaries who make sure your loan documentation meets all the requirements.
NSAs train extensively to become certified to ensure the proper handling of loan documents. They know the state’s notary laws, as well as federal laws that can impact the sale. Your NSAs signature ensures that there’s no fraud and you’re acting on your free will during the transaction.
Your Notary Signing Agent’s Responsibilities
Moneylenders won’t accept loan documentation without a notary signing agent’s signature and stamp. Your NSA inspects documents to verify their accuracy, and then they review the documentation with a seller or purchaser, explain what a notarized loan document signifies, and why they need to be notarized.
The notary signing agent also acts as a witness to the borrower’s signed documents that require notarization, such as a deed of trust and other documents required by a lender. They also answer any questions, making sure all information is accurate and notarized before submission.
Mobile Notary vs Notary Signing Agent
The primary difference between a Mobile Notary and an NSA is their specific expertise and real estate certifications. Mobile Notaries are generalists who work on a variety of documents that require special attention and signatures. An NSA’s skillset is specifically geared toward home loan documents.
Mattingly Ford Witnesses Closings & Notary Services
Mattingly Ford Title provides comprehensive title and closing services for real estate companies, financial institutions, businesses, and home buyers. Our team is ready to make sure every transaction closes efficiently, accurately, and without hassles.